PAUL A. HATHAWAY, LIC, CSSC


 

[Under Construction]

This is a brief description of the service ...

Selection and Preparation

Key Benefits

bulletBenefit 1
bulletBenefit 2
bulletBenefit 3

Capabilities

Capability 1
Description of capability 1
Capability 2
Description of capability 2
Capability 3
Description of capability 3

Reference Accounts

Reference 1
Description of services provided
Reference 2
Description of services provided
Reference 3
Description of services provided

 

Structure Design

Key Benefits

bulletBenefit 1
bulletBenefit 2
bulletBenefit 3

Capabilities

Capability 1
Description of capability 1
Capability 2
Description of capability 2
Capability 3
Description of capability 3

Reference Accounts

Reference 1
To view sample structured settlement
Reference 2
view summary of Structured Settlement vs. Traditional "all cash" Settlement

Negotiation Assistance

Key Benefits

bulletBenefit 1
bulletBenefit 2
bulletBenefit 3

Capabilities

Capability 1
Description of capability 1
Capability 2
Description of capability 2
Capability 3
Description of capability 3

Reference Accounts

Reference 1
Description of services provided
Reference 2
Description of services provided
Reference 3
Description of services provided

 

Sample Structured Settlement

Claimant:

Male, Age 25

Injury:

Herniated disk, Leg fractures from auto accident

Settlement:

$346,500

Projected Payments
(tax-exempt):

$1,116,429
Guaranteed
Payments
Projected
Payments
Cost
Up Front Cash (including Legal Fees)

$125,000

$125,000

$125,00

Monthly Life Income of $500 increasing 3% annually, guaranteed for life or 20 years, whichever is longer

$285,452

$816,426

$139,500

Guaranteed Lump Sum at Age 30

$ 25,000

$ 25,000

$ 25,000

Guaranteed Lump Sum at Age 40

$ 50,000

$ 50,000

$ 50,000

Guaranteed Lump Sum at Age 50

$ 100,00

$100,000

$100,000

Total:
$585,452
$1,116,429

$346,000

 

 

Summary of Structured Settlement vs. Traditional "all cash" Settlement

Settlement Features

Structure

No structure

Principal Tax-exempt?

 

Yes

 

Yes

 

Interest/Gain Tax-exempt:

To Claimant?
To Beneficiary?

 

Yes
Yes

 

No
No

Payments Guaranteed:

To Claimant?
To Beneficiary?


Yes
Yes

No
No

 

Flexibile Pay Out?

 

Yes

 

No

 

Lifetime Income?

 

Yes

 

No

 

Free Professional
Management?


Yes


No

 

Protection from Creditors?

 

Yes

 

No

 

 

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Copyright ? 2002 Hathaway & Assoicates
Last modified: February 19, 2002